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        <p class="title">《WEBank service agreement》</p>
        <p class="center blod">Last updated: May 15, 2018</p>
        <p class="blod">一、 Confirmation and acceptance of this agreement
        </p>
        <p class="blod">1. You understand that this protocol and related protocols are applicable to decentralized applications (" DApp ") independently developed and owned on WEBank and WEBank (excluding DApp developed by a third party).
        </p>
        <p class="blod">2. If you download the WEBank software and create or import the wallet, it shall be deemed that you have fully read and accept all terms and conditions of this agreement. This agreement shall come into force immediately and shall be binding upon
            both parties.
        </p>
        <p class="blod">3. This protocol is updated at any time. Once the modified protocol is published on WEBank, it will take effect automatically without further notice.
        </p>
        <p class="blod">If you do not accept the modified terms after WEBank is published, please stop using WEBank immediately. If you continue to use WEBank, it will be considered that you accept the modified protocol.
        </p>
        <p class="blod">4. If you are under the age of 18, or have no or limited capacity for civil conduct, please use WEBank under the guidance of your parents or guardian.
        </p>
        <p class="blod">二、 Definition
        </p>
        <p class="blod">1. WEBank: it is a decentralized global block chain ecm engine, and also a service engine of the underlying block chain technology.
        </p>
        <p class="blod">Block chain wallet (and other block chain systems that will be supported in the future), including other auxiliary tools developed to facilitate users to use the block chain system.
        </p>
        <p class="blod">2. User
        </p>
        <p class="blod">（1）The user must be a natural person with full capacity for civil conduct.</p>
        <p>（2）If you use WEBank service for minors under the age of 18, you need to use it under the guidance of your parents or guardian.Do not have person of civil action competence to use WEBank or with limited capacity for civil conduct over the scope
            of its capacity for civil rights or behavior is engaged in the transaction, the cause of all consequences, WEBank shall have the right to demand for you and your parents or guardian.
        </p>
        <p><i>3. Create or import a wallet：</i>The process by which you use a WEBank to confirm the fulfillment of this protocol and create or import a wallet.
        </p>
        <p><i>4. The wallet password：</i>In the process of creating the WEBank wallet, the software operation interface prompts you to fill in the password used to encrypt and protect the private key.
        </p>
        <p>As a decentralized application, once lost you need to use the private key to reset the new password.
        </p>
        <p><i>5. Information prompt: </i>the information prompt content involved in the operation interface of WEBank software is recommended for users to follow the relevant steps.
        </p>
        <p><i>6. Private key: </i>composed of 56 random characters, it is the core of digital tokens owned and used by users.
        </p>
        <p><i>7. Digital token: </i>refers to the type of digital token currently supported by WEBank.
        </p>
        <p class="blod">三、 Service content
        </p>
        <p><i>1. Create or import wallet: </i>for the digital token supported by WEBank, you can use WEBank to generate a new wallet or a compatible wallet generated by other wallet tools importing the relevant blockchain system.
        </p>
        <p><i>2. Transfer and collection: </i>you can use the transfer and collection function of WEBank to manage the digital token, that is, use the private key for electronic signature, and modify the account books of the relevant block chain.
        </p>
        <p>Transfer refers to the transfer operation of the payer by using the blockchain address of the payer, and the actual transfer and collection behaviors all occur in the relevant blockchain system (rather than WEBank).
        </p>
        <p><i>3. Market view: </i>you can use WEBank to view the provided digital token exchange rate price.
        </p>
        <p>WEBank captures the corresponding digital token exchange rate information and displays the "market" section in WEBank.
        </p>
        <p><i>4. Manage digital assets: </i>you can use WEBank to add, hold, and remove the digital tokens supported by WEBank.
        </p>
        <p><i>5. Browse DApp: </i>through the link on WEBank, users can jump to DApp and use the service provided by DApp (including WEBank's own DApp and third-party DApp).
        </p>
        <p><i>6. Transaction records: </i>we will copy all or part of your transaction records through the blockchain system.
        </p>
        <p>However, the transaction records shall be subject to the records of the blockchain system.
        </p>
        <p><i>7. Suspension of service: </i>you know based on block chain system transaction "irrevocable" attribute, we cannot be suspended or revoked for you transfer operations such as trading, but in some cases, we can stop or limit a user to the operation
            of the WEBank software.
        </p>
        <p class="blod">Users should be aware of the following common problems when accepting the above services:
        </p>
        <p class="blod">1. Adhering to the characteristics of decentralization of block chain, and in order to protect the security of users' digital tokens, it provides decentralized services, which are greatly different from banking financial institutions.
        </p>
        <p class="blod">As the user knows, WEBank does not provide the following services:
        </p>
        <p class="blod">(1) store the user's wallet password (that is, the password set when the user creates/imports the wallet) and private key;
        </p>
        <p class="blod">(2) retrieve the user's wallet password and private key;
        </p>
        <p class="blod">(3) freeze the purse;
        </p>
        <p class="blod">(4) reporting the loss of the wallet;
        </p>
        <p class="blod">(5) restoring the purse;
        </p>
        <p class="blod">(6) transaction rollback.
        </p>
        <p class="blod">2. The above services are not provided, so users should keep their own mobile devices containing WEBank, backup WEBank, backup wallet password and private key.
        </p>
        <p class="blod">If a user loses a mobile device, deletes and does not back up the WEBank, deletes and does not back up his/her wallet, steals or forgets his/her wallet password and private key, he/she cannot restore the wallet or retrieve his/her wallet password
            or private key.
        </p>
        <p class="blod">If the user makes a transaction by mistake (such as mispricing the transfer address), the transaction cannot be cancelled.
        </p>
        <p class="blod">3. The digital token management service provided by WEBank does not include all existing digital tokens. Please do not operate any digital tokens that are not supported by WEBank through WEBank.
        </p>
        <p class="blod">4. WEBank is only the user's digital token management tool, not an exchange or trading platform.
        </p>
        <p class="blod">Although this agreement will refer to "transactions" many times, its behavior generally refers to the transfer and collection operations conducted by users using WEBank, which is essentially different from "transactions" carried out on exchanges
            or trading platforms.
        </p>
        <p class="blod">5. DApp integrated on WEBank and DApp provided by the third-party platform.
        </p>
        <p class="blod">For the DApp provided by the third party platform, WEBank only provides the blockchain browser for the user to enter the DApp.
        </p>
        <p class="blod">Users should judge and evaluate the risks of the services or transactions provided by the third party DApp before accepting the services or transactions on the third party DApp.
        </p>
        <p class="blod">四、 Your rights and obligations
        </p>
        <p class="blod">（一）Create or import a wallet</p>
        <p><i>1. Create or import the wallet: </i>you shall have the right on your mobile device by WEBank create and/or import the purse, have the right to set the wallet wallet information such as password, and is entitled to by WEBank application, using
            his wallet in the chain of blocks on the transfer and payment transactions.
        </p>
        <p>2. Different terminal devices develop different software versions, and you should choose to download the appropriate version for installation according to actual needs.</p>
        <p class="blod">If you are from an authorized third party access to the software or the same as the name of the software installation program, will not be able to ensure that the software can be normal use, cannot ensure the safety, thus causing losses shall
            be borne by you.
        </p>
        <p class="blod">3. After the new version of this software is released, the old software may not be able to be used.
        </p>
        <p class="blod">Does not guarantee the security of the old version of software, continued availability and the provision of appropriate customer services.
        </p>
        <p class="blod">Please check and download the latest version at any time.
        </p>
        <p class="blod">（二）Use
        </p>
        <p class="blod">1. Users shall properly keep mobile device, wallet password, private key and other information by themselves.
        </p>
        <p class="blod">The user keeps the above information.
        </p>
        <p class="blod">Because you lost a mobile device, active or passive leak, wallet forgotten password, private key or others attack, fraud, etc all risk, responsibility and loss caused by, expenses shall be borne by your own.
        </p>
        <p><i>2. The following message: </i>you understand and agree to follow WEBank message for you make, according to the content of the message, otherwise, the resulting all risk and liability, loss, cost, etc. Shall be borne by your own.
        </p>
        <p class="blod">3. You know and understand that WEBank has no obligation to perform due diligence on the third-party DApp service or transaction linked to it. You should make a rational investment decision and independently assume the corresponding investment
            risk.
        </p>
        <p class="blod">4. Transfer accounts：
        </p>
        <p class="blod">On WEBank services (1) you know, you can use in the pen and the limit number, probably because when you use the money transfer service in the country/region, and regulatory requirements, the purpose of the transfer, WEBank varies of risk control,
            etc.
        </p>
        <p class="blod">(2) you understand based on block chain "irrevocable" attribute of the operation, when you use WEBank transfer functions, shall be borne by you because of your error caused by the consequences (including but not limited to, because you mistyped
            transfer address, your own choice of transfer node server problem).
        </p>
        <p class="blod">(3) you are aware that when using the WEBank service, the following situations may lead to "transaction failure" or "packaging timeout" of the transfer:
        </p>
        <p class="blod">A) insufficient wallet balance;
        </p>
        <p class="blod">B) insufficient transaction costs for miners;
        </p>
        <p class="blod">C) block chain execution contract code failed;
        </p>
        <p class="blod">D) exceeding the amount of payment specified by the regulatory authorities, WEBank or laws and regulations;
        </p>
        <p class="blod">E) technical failure of network and equipment;
        </p>
        <p class="blod">F) blockchain network congestion, failure and other reasons caused the transaction to be abandoned;
        </p>
        <p class="blod">G) your address or counterparty address is recognized as a special address, such as high-risk address, exchange address, ICO address, Token address, etc.
        </p>
        <p class="blod">(4) you know that WEBank only provides you with the transfer tool. After you use WEBank to complete the transfer, you will complete all the obligations of the service of that time.
        </p>
        <p><i>5. Legal compliance: </i>you know that when operating WEBank or trading with DApp on WEBank, you should follow the requirements of relevant laws, regulations and national policies.
        </p>
        <p class="blod">6. Service charges and tax obligations：
        </p>
        <p>(1) WEBank does not charge you any service fee or service fee of any kind, and rules will be separately agreed or published when some services need to be charged in the future.
        </p>
        <p class="blod">(2) when you use WEBank to transfer money, you should pay the miner's fee, at your own discretion.
        </p>
        <p class="blod">Miners' fees shall be charged by the relevant blockchain system;
        </p>
        <p class="blod">(3) you are aware that in certain circumstances, due to the unstable state of your environment and network, your transfer operation will also be charged by the relevant blockchain system for miners' fees if the transfer operation is not completed;
        </p>
        <p>(4) you are responsible for all the taxes and other expenses incurred by you in the WEBank transaction.</p>
        <p class="blod">五、 Risk warning
        </p>
        <p class="blod">1. You know and know that since the laws, regulations and policies in the field of digital tokens are not yet complete, the digital tokens in this field may pose major risks such as undeliverable and unstable technology.
        </p>
        <p class="blod">Moreover, the price volatility of digital tokens is much higher than that of other financial assets.
        </p>
        <p class="blod">We caution that you should rationally choose to hold or dispose of any digital token in accordance with your financial situation and risk preferences.
        </p>
        <p class="blod">WEBank provides the function of market view only to capture the search results of the digital token exchange rate information of some exchanges, and does not represent the latest quotation or the best quotation.
        </p>
        <p class="blod">2. When using WEBank service, if you or your opposite party does not comply with this agreement or related description, trading, payment page of the operating hints, rules, WEBank does not guarantee fair is completed, and WEBank is not liable
            for damages.
        </p>
        <p class="blod">In case of the foregoing circumstances, the money has booked your or your counterparty WEBank purse or wallet by a third party, you understand block chain operation is "irreversible" attribute, and the associated transaction has the characteristics
            of "irrevocable", by you and your each other their own risk consequences.
        </p>
        <p class="blod">3. In your use of third-party DApp WEBank integration services or trades, for the sake of you, you are advised to read the agreement carefully and WEBank reminders, understand the product information and transaction objects, and carefully assess
            risk before you take action.
        </p>
        <p class="blod">All your transactions in a third-party DApp are your personal actions, and binding contractual relationships are established between you and your counterpart, independent of WEBank.
        </p>
        <p class="blod">WEBank is not responsible for all risks, liabilities, losses, and expenses caused by your transaction.
        </p>
        <p class="blod">4. You should determine whether the other party in the transaction for the full capacity for civil conduct and decide whether to trade or transfer to the other party with each other, and you shall take all the risks related to this.
        </p>
        <p class="blod">5. In the process of transfer, if there is a "deal", "packaging" overtime and other similar exception information when prompted, you should through the relevant chain system, the official way or other the block chain query tools to confirm once
            again, to avoid duplication transfer;
        </p>
        <p class="blod">Otherwise, all losses and expenses arising therefrom shall be borne by you.
        </p>
        <p class="blod">6. You understand that when you create or import a wallet on a WEBank, your private key and other information are stored only in the current mobile device, not on the WEBank server.
        </p>
        <p class="blod">You can follow the instructions provided by WEBank to replace mobile devices by means of synchronous wallet, etc.
        </p>
        <p class="blod">But if you do not save or backup the information such as password, private key and wallet lost in your mobile device, under the condition of your digital tokens will therefore lose, unable to find for you, you need to bear the loss.
        </p>
        <p class="blod">If the export, save or backup your wallet leaked the information such as password, private key, or save or backup the information of equipment or the server being attacked by hackers or control cases, such as digital tokens will therefore lose
            you, can't find for you, you need to bear the loss.
        </p>
        <p class="blod">7. We recommend that you make a secure backup of your wallet password, private key and other information when creating or importing your wallet.
        </p>
        <p class="blod">We remind you not to use the following backup methods: screenshot, email, notepad, SMS, WeChat, QQ and other electronic backup methods.
        </p>
        <p class="blod">We recommend that you copy the private key and other information on the paper notepad, and you can also keep the electronic data to the password manager.
        </p>
        <p class="blod">8. We recommend that you use WEBank in a secure network environment to ensure that your mobile device is not jailbroken or Root to avoid possible security risks
        </p>
        <p class="blod">9. Please be alert to non-WEBank official fraud when using our service.
        </p>
        <p class="blod">We encourage you to inform us as soon as you find such behavior.
        </p>
        <p class="blod">六、 Service change, interruption, termination
        </p>
        <p class="blod">1. You agree to guarantee that the independent business operation right can temporarily provide some service functions, or suspend some service functions or open new service functions in the future.
        </p>
        <p class="blod">When any functionality is reduced or added or changed, as long as you continue to use the provided services, you still agree to this agreement or the amended terms of this agreement.
        </p>
        <p class="blod">2. Service will be suspended if you understand the following situations:
        </p>
        <p class="blod">(1) interruption of business due to technical reasons such as equipment and blockchain system maintenance, upgrade, failure and communication interruption;
        </p>
        <p class="blod">(2) because of the typhoon, earthquake, tsunami, floods and power outages, war, or a terrorist attack force majeure factors, such as viruses, trojans, hacker attacks, system unstable or government behavior and so on reasons, causes WEBank system
            cannot provide service or reasonable that continue to provide service there will be a big risk;
        </p>
        <p class="blod">3) other circumstances beyond control or reasonably foreseeable.
        </p>
        <p class="blod">3. When you encounter the following situations, you can unilaterally abort or terminate some or all functions you use WEBank:
        </p>
        <p class="blod">(1) user death;
        </p>
        <p class="blod">(2) stealing other people's wallet information or mobile devices;
        </p>
        <p class="blod">(3) provide false information when filling personal information;
        </p>
        <p class="blod">(4) the forced update operation initiated by refusing to improve the WEBank function;
        </p>
        <p class="blod">(5) WEBank is used for illegal or criminal activities;
        </p>
        <p class="blod">(6) obstructing the normal use of other users;
        </p>
        <p class="blod">(7) staff members or managers who are falsely named;
        </p>
        <p class="blod">(8) to attack, invade, alter or otherwise threaten the normal operation of computer systems;
        </p>
        <p class="blod">(9) use WEBank to promote junk advertising;
        </p>
        <p class="blod">(10) spread rumors and damage the reputation of WEBank;
        </p>
        <p class="blod">(11) illegal ACTS, other ACTS in violation of this agreement, and circumstances where it is reasonably believed that the functions should be suspended.
        </p>
        <p class="blod">4. When the service relationship between you and WEBank changes, interrupts, or terminates, you are still entitled to export your wallet and other information within a reasonable time.
        </p>
        <p class="blod">七、 Your commitment to legitimate use of the service
        </p>
        <p class="blod">1. You should abide by the relevant laws and regulations of the People's Republic of China and you live in a country or region of the laws and regulations, WEBank may not be used for any illegal purpose, or in any way illegal use of the service.
        </p>
        <p class="blod">2. You shall not use WEBank for illegal or criminal ACTS, including but not limited to:
        </p>
        <p class="blod">(1) oppose the basic principles set forth in the constitution, endanger state security, divulge state secrets, subvert state power and undermine national unity;
        </p>
        <p class="blod">(2) engage in any illegal or criminal act, including but not limited to money laundering, illegal fund-raising, etc.;
        </p>
        <p class="blod">(3) through the use of any automated process, software, engine, web crawler, web analytics tool, data mining tools or similar tools, access, collect, or handle WEBank content provided, intervention or trying to interfere in any user or any other
            way to access WEBank service behavior;
        </p>
        <p class="blod">(4) provide gambling information or lure others to participate in gambling in any way;
        </p>
        <p class="blod">(5) intrude into others' WEBank wallets to steal digital tokens;
        </p>
        <p class="blod">(6) conduct a transaction that is inconsistent with the transaction contents claimed by the other party or is not true;
        </p>
        <p class="blod">(7) engage in any violation or possible violation of the WEBank service system and data;
        </p>
        <p class="blod">(8) other illegal behaviors and behaviors deemed inappropriate by WEBank due to legitimate reasons.
        </p>
        <p class="blod">3. You understand and agree that, as a result of your violation of the relevant laws (including but not limited to customs and taxation regulations) or the provisions of this agreement, make WEBank suffered any loss, claim by any third party
            or any administrative departments of punishment, you should make compensation for the WEBank, including reasonable attorneys' fees.
        </p>
        <p class="blod">4. You promise to pay the service fee on time (if any), otherwise you have the right to suspend or suspend the service provided to you.
        </p>
        <p class="blod">八、 Privacy policy
        </p>
        <p class="blod">1. WEBank attaches great importance to the protection of user privacy. For relevant privacy protection policies, please refer to the WEBank privacy policy, which is updated when WEBank is published.
        </p>
        <p class="blod">九、 Exemption and limitation of liability
        </p>
        <p class="blod">1. WEBank is solely responsible for the obligations specified in this agreement.
        </p>
        <p class="blod">2. You understand and agree that within the scope permitted by law, WEBank can only provide services according to the existing technical level and conditions.
        </p>
        <p class="blod">WEBank cannot provide services normally due to the following reasons, and WEBank is not responsible for:
        </p>
        <p class="blod">(1) WEBank system downtime maintenance or upgrade;
        </p>
        <p class="blod">(2) force majeure causes such as typhoons, earthquakes, floods, lightning or terrorist attacks;
        </p>
        <p class="blod">(3) the hardware and software of your mobile devices, communication lines and power lines fail;
        </p>
        <p class="blod">(4) you use the WEBank service improperly or not authorized or approved by WEBank;
        </p>
        <p class="blod">(5) due to viruses, trojans, malicious program attacks, network congestion, system instability, system or equipment failure, communication failure, power failure, bank and other reasons or government actions;
        </p>
        <p class="blod">(6) any other cause other than that caused by WEBank.
        </p>
        <p class="blod">3. WEBank is not responsible for the following situations:
        </p>
        <p class="blod">(1) loss of digital tokens caused by users' loss of mobile devices, deletion and failure to back up WEBank, deletion and wallet theft or forgetting wallet password and private key;
        </p>
        <p class="blod">(2) for users to reveal wallet password, private key, borrow, transfer or authorize others to use their own mobile devices or WEBank purse, or through the official download WEBank WEBank application or other unsafe use WEBank digital tokens
            of the loss, as a result of the application;
        </p>
        <p class="blod">(3) loss of digital token due to user's wrong operation (including but not limited to your wrong transfer address);
        </p>
        <p class="blod">(4) the loss of digital tokens caused by the user's misoperation due to the user's failure to understand the nature of the blockchain technology;
        </p>
        <p class="blod">(5) the transaction records of WEBank copy users on the block chain are deviated due to time lag, unstable block chain system and other reasons;
        </p>
        <p class="blod">(6) risks and consequences arising from users' operations on third-party DApp.
        </p>
        <p class="blod">4. You understand that WEBank is only a tool for your digital token management.
        </p>
        <p class="blod">WEBank cannot control the third party DApp provide products and services of quality, safety or legality, authenticity or accuracy of information, as well as the opposite party to perform its obligations under the agreement signed with you.
        </p>
        <p class="blod">All your transactions in a third-party DApp are your personal actions, and binding contractual relationships are established between you and your counterpart, independent of WEBank.
        </p>
        <p class="blod">WEBank reminds you to determine the authenticity, legality and validity of login DApp and related information through your careful judgment.
        </p>
        <p class="blod">The risks arising from you and any third party exchange shall also be borne by you.
        </p>
        <p class="blod">5. WEBank may also provide service for you and your trading counterparties, do you agree with the WEBank possible such behavior be explicitly save any actual or potential conflicts of interest, and shall not to claim WEBank when providing the
            service the legal defects, nor so aggravating WEBank responsibility or duty of care.
        </p>
        <p class="blod">6. WEBank does not provide the following forms of guarantee:
        </p>
        <p class="blod">(1) the WEBank service will meet all your requirements;
        </p>
        <p class="blod">(2) any technology, product, service and information you acquire through the WEBank service will meet your expectations;
        </p>
        <p class="blod">(3) the timeliness, accuracy, integrity and reliability of information such as the market trading situation of digital token captured by WEBank from a third-party exchange are guaranteed;
        </p>
        <p class="blod">(4) the parties to your transaction on WEBank will promptly fulfill their obligations under the transaction agreement reached with you.
        </p>
        <p class="blod">7. You understand that WEBank only serves as a tool for users to manage digital tokens and display transaction information. WEBank does not provide legal, tax or investment advice.
        </p>
        <p class="blod">WEBank is not responsible for the loss of investment, data loss, etc. incurred in the use of our services.
        </p>
        <p class="blod">8. You understand that according to the requirements of relevant Chinese policies and regulations, we may change our user access standards from time to time, limiting the scope and manner of providing services to a specific group.
        </p>
        <p class="blod">十、 Entire agreement</p>
        <p>1. This protocol consists of the WEBank service protocol, the WEBank privacy policy and rules published by WEBank from time to time (including the contents of the help center).
        </p>
        <p>2. If part of this agreement is deemed as a violation or invalid by the competent court, it shall not affect the validity of other contents.
        </p>
        <p>3. Any translation of this agreement is provided for the convenience of users only and is not intended to be modified by the terms of this agreement.
        </p>
        <p>If there is a conflict between the Chinese and non-chinese versions of this agreement, the Chinese version shall prevail.
        </p>
        <p class="blod">十一、 IPR(intellectual property protection)
        </p>
        <p>1. WEBank is an application developed by WEBank and possessing intellectual property rights.
        </p>
        <p>The intellectual property of any content displayed in the WEBank belongs to the WEBank or a third party owner.
        </p>
        <p>Users can use the WEBank application and its contents only for the purpose of holding and managing digital tokens.
        </p>
        <p>Without WEBank or holder of the third party's prior written consent, anyone shall not use, modify, reverse compile, copy, change, spread and spread them among the public, issued or published the above application and content.
        </p>
        <p class="blod">十二、 Application of law and dispute resolution
        </p>
        <p>1. This agreement and the revised edition of the validity, interpretation, alteration, implementation and dispute settlement are applicable laws of the People's Republic of China, such as no relevant laws and regulations, you should apply international
            business practices and/or industry practices.
        </p>
        <p>2. In case of any dispute or dispute between you and WEBank, it shall first be settled through friendly negotiation. If no agreement can be reached through negotiation, either party may submit the dispute to the competent people's court in the
            location of WEBank for jurisdiction.
        </p>
        <p class="blod">十三、 Else
        </p>
        <p>1. If you are a user outside the People's Republic of China, you need to fully understand and abide by all relevant laws, regulations and rules of your jurisdiction and WEBank service.
        </p>
        <p>2. In the process of using WEBank service, if you encounter any problems, you can contact us by submitting feedback in WEBank, etc.
        </p>
        <p>3. You can view this protocol in WEBank.
        </p>
        <p>WEBank encourages you to refer to the service protocol of WEBank every time you access it.
        </p>
        <p>4. This agreement shall apply as of May 15, 2018.
        </p>
        <p class="blod">For matters not covered in this protocol, you shall abide by the notice and relevant rules updated by WEBank from time to time.
        </p>
        <p class="blod right">WEBank</p>
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